Caitlin Chen

Welcome to Millennial Money Minute! I’m Caitlin, and I am here to offer you free financial advice and tips. Please feel free to leave comments or email me with your questions. I would love to know what topics are most important to you.

Personally, my belief that money is within my control was formed only after I learned various strategies to save and make money. I’ve had to overcome my own financial struggles, and I want to help others feel in control of their financial futures as well as clear out any obstacles they may have today.

As a result, I am dedicated to empowering millennials to make sense of their money, quickly and easily — within just a few minutes of time each day.

Philosophy of Millennial Money Minute

  • Debt should never exceed your net income.
  • Pay yourself first, then spend.
  • Avoid unnecessary fees (late fees, overdraft fees, penalty fees, etc.).
  • Save money for a rainy day.
  • Save money for retirement.
  • Always search for bargains.
  • Don’t make hasty financial decisions.
  • Don’t invest in anything you don’t understand.
  • Find ways to make extra income.
  • Learn to teach others to be financially empowered, it will make you a better student.








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